Privacy Policy

At Universal, protecting your privacy is something we take very seriously.

We understand that you share a lot of your personal information with us. Safeguarding this information is paramount and we go through great lengths to do so. Below, we have detailed our policy regarding the storing, sharing, and usage of your personal information. Please review the policy so that you are aware of our practices.

Please note that by using this website, our products, or services, you are agreeing to the terms of our privacy policy.

Personal Information

In executing our services it is necessary to collect certain data which may personally identify specific individuals or entities. This data may include information such as names, mailing and email addresses, account numbers, etc. as well as credit card or debit card numbers and other financial information. This data may also include non-personal information that does not by itself identify any specific individual, such as demographic information, usage and diagnostic statistics, browser behavior or other incidental data. While that data may not identify individuals directly, it could feasibly be used in conjuction with other data to identify someone and as such is governed under the policy as personal information under that criteria.

How your personal information is used

It may be necessary to use your personal information in a variety of ways across our services. Below are some examples:

How your personal information is shared

From time to time, we may share your information with third parties in some of the following ways.

User Tracking

Your sessions and activities on our websites may be tracked directly by us or third party affiliates using one or more of several technologies.

How your sessions are tracked

When you use any of our websites, applications, or other electronic services we may collect certain information in the following ways:

Ineligible Users

We will never knowingly collect personal information about persons under the age of thirteen (13) years old or other users without the capacity to understand and consent to the terms of this policy; these persons are considered ineligible users. No ineligible user should use our website or applications in any capacity, unless it is strictly labeled as an area intended for children or other ineligible users, without the consent of a parent or legal guardian.

Notice of Amendment

Our privacy policy may change from time to time and its contents are always effective as of the most current update. If you have any questions or concerns please contact us.

Effective: February 10th, 2014


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